Our Wealth Strategies Process
Our Investment Solutions and Professional Services
Our Wealth Strategies Process
Personalized – Structured – Focused1. Discovery
Client story
2. Analyze
Current financial information: goals, dreams and potential challenges
3. Strategy and Design
A custom plan
4. Educate and Communicate
5. Coordinate Plan
6. Tactical Implementation
Periodic review(s)
7. Monitor and Accountability
Review and adjust
8. Modify and Service
Plan to client circumstances
Our Services
- Active and passive ETF portfolios
- Tax-free municipal income management
- Individual stocks, bonds, and closed-end funds
- Continuity planning and transitional wealth management
- Comprehensive risk tolerance analysis
- Electronic linking and eDelivery
- Income strategies for pensions and other retirement plans
- Discuss rules and requirements for traditional and Roth IRAs
- Social Security distribution option comparison
- Review and documentation of employee stock options
- Analysis of qualified and non-qualified employee stock purchases
- Inclusion and linking to continuity plan Insurance
- Review disability, life, long-term care, annuities and other insurance
- Perform cost and suitability analysis
- Insurance agent outreach service or professional referrals
- Comprehensive review of loans and credit cards
- Link liabilities to financial plan for eDelivery
- Personal banker outreach service or professional referrals
- Tax Management and Services*
- Review current taxation on investments
- Implementation of tax-aware portfolio strategies
- CPA outreach service or professional referrals
- Cash flow and risk management
- Retirement plans analysis and implementation
- TPA, insurance and banking outreach service or professional referrals
- Review needs, wishes and current estate plan
- Make recommendations to enhance the continuity of plan
- Attorney, fiduciary and trustee outreach service or professional referrals
- Pre-transition and post-transition planning
- Business and personal continuity planning and wealth management
- Banking, attorney and CPA outreach service or professional referrals
- Assess mortgage and property valuation
- Mortgage broker and realtor outreach service or professional referrals
*D.A. Davidson does not provide tax or legal advice. Please consult with your tax and/ or legal professional for guidance on your specific situation.
- Focus on your goals in retirement and how you will pay for them.
- Address your concerns and expectations for retirement.
- Identify potential threats to your retirement and how to manage them.
- Feel more educated, confident and in control of your financial future.
- Navigate the complexity of financially moving into retirement.
We’ll take the time to understand your retirement goals and can help you create a customized plan to make the most of your money – now and in retirement. You are able to make changes to your plan at any time and immediately see the impact.
Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.
Our wealth planning process helps address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. We work with you to compare different “what if” scenarios and provide sophisticated, yet easy-to-understand analysis to help you gauge how likely you are to reach your goals and whether you are on course, rather than focus on headlines in the news.
Our focus is to work with you to create a personalized plan of action to help you achieve your goals and provide periodic adjustments to help you stay on the right path.